Worklio Launches New API-Embedded Payroll Product  

Worklio’s mission is to help people work more efficiently while helping our partners unlock new revenue. One of the ways we’re living up to that promise is seen through the launch of our new API-embedded payroll product.  

We know that payroll products are a sticky source of predictable revenue; with embedded payroll, Worklio is empowering our partners to offer their customers a world-class solution that both saves time and reduces expensive errors, among other numerous benefits. 

In this article, we’ll outline what exactly is embedded payroll, how to deploy this product, and whom embedded payroll is a good fit for. 

What is Worklio’s embedded payroll? 

Our embedded payroll solution enables partners to quickly build a payroll product for their customers via a robust payroll API platform. The proven technology scales to run payroll for 1 to 5,000+ workers without downtime or disruption on payday. It also powers unlimited payroll runs with either same-day or next-day direct deposit for employees. 

Our payroll integration can handle complex tax calculations for federal, state, and local authorities in all 50 U.S. states and Puerto Rico. It also includes comprehensive job costing to get a better understanding of where employees’ time goes and what that time costs. Our optional HRMS enables partners to manage employees compliantly with online onboarding, document management with electronic signature, and flexible rules for time off tracking.  

We also provide flexible reporting that allows partners to generate custom reports spanning multiple entities over multiple years. Additionally, customers can have multiple financial reporting units with multiple FEINs under each financial reporting unit, such as franchise and property management payrolls. Thus, the payrolls can be processed together with multiple FEINs and then reported separately. 

With our embedded payroll product, we take care of customers’ end-to-end payroll needs, including: 

  • Payment transmittance between employers, employees, and taxing authorities, plus garnishments and payment to vendors such as insurance carriers. 
  • Automatic tax management for federal, state, and local government tax payments. 
  • Updating federal, state, and local tax forms, and filing the reports on time with the agencies. 
  • Filing the W-3, 940, 941 and 944 forms and supplying employees with their W-2 forms and contractors with their 1099-forms for end-of-year protocols. 

What’s more, our payroll integration was built with security in mind. There is no sharing of data servers to ensure the lowest risk of a ransomware attack and outage. Each of our individual partners is set up to run on its own instance, which is powered and secured by the Microsoft Azure® Cloud. We also offer a seamless single sign-on back-office experience so that partners can access all their customers’ data with just one set of login credentials to see what they see.  

A more complete list of Worklio’s embedded payroll product features can be seen in the table below: 

For those interested in discussing this further, our embedded payroll experts can be reached at  

Use Our Payroll API to Build Your Own Payroll Product 

It’s one thing to offer an extensive set of product functionality, but it’s another thing entirely to make that functionality easy to build, deploy, and scale. Worklio’s embedded payroll platform can be built and launched in as little as four weeks, meaning that partners can extend their product suite with a payroll solution much more quickly and at a significantly lower cost.  

Our Payroll API has over 1,300 endpoints and is designed to handle real-world payroll complexity for large enterprises.  

The platform also satisfies unique customer needs, such as certified payroll for special weekly payroll reports using Form WH-347 that government contractors who are working on federally funded projects need to complete and submit to prove they are paying workers the prevailing wage.  

Taking it a step further, our embedded payroll can also support time and attendance that is compliant with FLSA and state laws, plus benefits administration with a customizable plan setup, flexible eligibility rules, and benefits enrollment. The platform utilizes a PEO feature that allows customers to switch on and off as they grow their internal workforce while remaining on the same payroll platform. 

Beyond the core features, Worklio’s embedded payroll platform allows partners to build a custom payroll user interface that best suits their customers, all while staying compliant with local laws, reducing their time investment, and saving money on expensive errors. The platform is outfitted with a timesheet API to solve the problem of manually transferring data between business management tools and existing payroll solutions. The platform also provides hundreds of reports to satisfy customers’ accounting and business intelligence requirements.  

Below we illustrate how Worklio’s embedded payroll solution augments partners’ current payroll experience: 

Who can use Worklio’s embedded payroll? 

Its ideal use case is for vertical SaaS companies to expand their product offering with payroll and unlock a new source of revenue. Some of these verticals include accountech, insurtech, marketplaces, ERPs and workforce software, banking, and fintech platforms. 

However, it also works for HR outsourcing organizations like ASOs, Payroll firms, and PEOs who want to keep their own brand identity to separate them from the rest of the crowd. 

Businesses that operate vertical SaaS platforms in sectors such as manufacturing, hospitality, retail, among others, are experts at understanding their customers’ one-of-a-kind industry challenges and opportunities, and hence can benefit from a payroll solution that is customizable to support the demands of their customer base. Moreover, adding a payroll offering to an existing vertical SaaS product adds a new source of revenue and up to 50% lift to ARPU, and makes it that much more indispensable to customers. 

Approximately 70% of small businesses report that payroll taxes are either a moderate or significant burden. Perhaps more frustrating, 25% of all workers have experienced a paycheck error. By leveraging embedded payroll, partners can help their customers eliminate some of the complexity of running their day-to-day operations and save them hours per week manually transferring data between systems. In turn, the customer relationship is strengthened with increased engagement, and revenue growth is supercharged. 

Summing It Up 

Worklio is a leader in embedded payroll. With 256-bit AES encryption and ISO 9001, ISO 27001, and SOC 2 Type 2 security certifications, partners and their customers can rest assured that their data is safe. Worklio also provides dedicated live expert support to help partners integrate embedded payroll into their platforms seamlessly.  

Today, Worklio powers 10,000+ businesses, and 250,000+ workers, and has processed $10 billion+ in payroll to date. Offering best-in-class embedded payroll is how we’re fulfilling our vision of making businesses more productive. Contact us via phone at (844) 996-7554 or email at to learn more.  

For more information about Worklio and our embedded payroll solution, be sure to subscribe to our blog and follow us on social media for updates. We’re active on Twitter, Facebook, LinkedIn, and Instagram

See What Worklio has NEXT

Worklio has a lot of projects in the works, including a revamped NEXT Dashboard, a streamlined system to organize Open Enrollment and empower employees with information to make educated elections, and a tool to automate repetitive tasks.

They are all in development. Check them out:

Worklio NEXT

The dashboard is getting an improved design and new features, like an Activity Feed.

Download the PDF for more information.

Benefits Enrollment

Make Benefit elections convenient for your employees by providing 24/7 access on desktop computers and through their mobile phones.

Download the PDF for more information.

Open Enrollment

Simultaneously and effectively manage the enrollment of multiple plans for an unlimited number of clients and employees.

Download the PDF for more information.

Workflow Automation

Reduce repetitive tasks, increase efficiency and empower your team members to focus on high-value items.

Download the PDF for more information.

And there is much more, including automated processes to handle Pennsylvania Local Income Taxes, a Marketplace with links to approved third-party providers and the Key Performance Indicators Dashboard for the Corporate Suite.

To see the software in action, send an email to or call 1 (727) 290-0044.

EverythingBenefits Partners with Worklio

EverythingBenefits, the provider of comprehensive, next-generation benefits automation technology solutions, today announced it has entered a partnership with Worklio, a powerful platform targeting Professional Employer Organizations, Administrative Services Organizations, and Staffing Firms.

The partnership will provide Worklio’s customers, and their clients and worksite employees, with access to EverythingBenefits’ entire suite of benefits administration solutions, helping Worklio to deliver a premium benefits experience for its customers and to further streamline administrative operations.

“EverythingBenefits is excited to have Worklio join our PEO partner ecosystem,” said EverythingBenefits Chief Technology Officer Daniil Fishteyn. “Worklio will provide a critical component in enabling their customers to experience our ‘single source of truth’ platform as they can continue to elevate their customers’ experience.”

The Worklio team will join more than 10,000 employers and 200 partners currently engaged with EverythingBenefits’ Benefit Administration software. EverythingBenefits values the trust placed in it by its clients and partners and is passionate about continuing to drive market leadership.

Azadeh Banai, President of Worklio, said, “EverythingBenefits will enable Worklio to continue to deliver on our promise of offering an excellent user experience for our customers and their clients. As we continue to expand our platform across the PEO and ASO marketspace, we are excited to offer our customers an industry-leading Benefits Administration tool in EverythingBenefits.”

EverythingBenefits’ solutions work to complement and elevate a PEO’s existing offering, delivering a truly intuitive user experience that is seamlessly integrated into their overall operating experience. It delivers powerful analytics that offer actionable insights into the PEO’s client ecosystem, helping those clients make proactive decisions to support growth and scalability.

About EverythingBenefits
EverythingBenefits is a leading provider of next-generation, end-to-end benefit automation technology solutions and services that help businesses of all sizes and their employees experience benefits in more meaningful ways. By leveraging an open business model, EverythingBenefits partners with benefit brokers, independent agents, insurers, payroll or human capital management companies, and other providers. The company’s philosophy is that technology should make life simpler, more rewarding, and more enjoyable. For more information, please visit our web site at or connect with us via LinkedIn, Twitter, or Facebook.

About Worklio™

Worklio™ is a powerful payroll software purpose-built for PEOs, ASOs and Staffing Firms. The configurable platform includes Payroll, HR, Workers’ Compensation, Benefits and more. Worklio provides an intuitive and user-friendly Software-as-a-Service system to help customers handle the daily challenges of the PEO and ASO industries. For more information, go to



Worklio Is Ready To Help You

As the United States continues to fight to slow the spread of COVID-19, Worklio is constantly monitoring the situation to stay on top of the legislative developments in order to help our customers and their clients deal with the ongoing changes to federal regulations.

Hotfix releases continue to be made. Forthcoming legislative changes are being addressed in real time to provide customers and their clients with solutions as quickly as possible.

Worklio understands the uncertainty that the battle against the spread of the coronavirus has caused. We are available and we will do everything we can to help you navigate these truly unique circumstances that affect us all.

Most importantly, know that Worklio is here to support our customers and their clients and the many worksite employees who make business happen in the United States.

California Moving to Online-only Payments for Child Support

California, which has close to 40 million residents, is the most populous state and possibly the most complex when it comes to Payroll and Human Resources.

The “Eureka!” state has many laws and regulations to safeguard employers and employees. Almost every aspect of the workplace is covered, including meal and rest periods, vacation policies, itemized wage statements and final paycheck requirements.

Continue reading “California Moving to Online-only Payments for Child Support”

Worklio: In the Heart of Europe’s Silicon Valley

Worklio is an international company that has tapped into the power of globalization. The largest Worklio office is smack dab in the center of Europe in Brno, Czech Republic — a city that has attracted so many American and international technology firms that it has become known locally as the Silicon Valley of Europe.

Worklio has found ways to benefit from several advantages that Brno has to offer, including the advanced education of the large university city, its thriving technology sector, cost savings and the fact that the Czech timezone is six hours ahead of the U.S. East Coast for releases and customer support.

Continue reading “Worklio: In the Heart of Europe’s Silicon Valley”

Do Your Due Diligence: Department of Labor Boosted Civil Penalties for Inflation

Need another reminder for why you need to dot every “i” and cross every “t”? Here it is: the Department of Labor increased its civil penalties.

Pretty much every violation has been adjusted for inflation, including failures to comply with the Occupational Safety and Health Act (OSHA), the Fair Labor Standards Act (FLSA), the Family & Medical Leave Act (FMLA), the different versions of the Immigration & Nationality Act and the Migrant and Seasonal Agricultural Worker Protection Act (MSPA).

Continue reading “Do Your Due Diligence: Department of Labor Boosted Civil Penalties for Inflation”

Still Filing Paper Forms for ACA?

The sun is up a bit longer every day. The calendar is slowly creeping closer to springtime. And all of your W-2s are distributed and the data has been sent off. Life is good. Except:

Now it is time to really bear down on ACA documentation.

The important question is how much time and effort will it all take? The answer to that question depends on many things, not the least of which: paper or electronic?

Continue reading “Still Filing Paper Forms for ACA?”

You All Set With the New From W-4?

Form W-4 has been redesigned and updated. But many companies are still using paper copies when they could onboard employees electronically. What does your company do?


One of the first documents that new-hire employees fill out when they get on the job and one of the documents that should be updated every year is the Form W-4. For more than three decades, it has remained largely unchanged.

Not any more.

This year, the W-4 has gone through a significant update to make the withholding system more accurate and more transparent. As the IRS says, it will “ensure (a) smooth taxpayer experience.”

Continue reading “You All Set With the New From W-4?”