Worklio Launches New API-Embedded Payroll Product  

Worklio’s mission is to help people work more efficiently while helping our partners unlock new revenue. One of the ways we’re living up to that promise is seen through the launch of our new API-embedded payroll product.  

We know that payroll products are a sticky source of predictable revenue; with embedded payroll, Worklio is empowering our partners to offer their customers a world-class solution that both saves time and reduces expensive errors, among other numerous benefits. 

In this article, we’ll outline what exactly is embedded payroll, how to deploy this product, and whom embedded payroll is a good fit for. 

What is Worklio’s embedded payroll? 

Our embedded payroll solution enables partners to quickly build a payroll product for their customers via a robust payroll API platform. The proven technology scales to run payroll for 1 to 5,000+ workers without downtime or disruption on payday. It also powers unlimited payroll runs with either same-day or next-day direct deposit for employees. 

Our payroll integration can handle complex tax calculations for federal, state, and local authorities in all 50 U.S. states and Puerto Rico. It also includes comprehensive job costing to get a better understanding of where employees’ time goes and what that time costs. Our optional HRMS enables partners to manage employees compliantly with online onboarding, document management with electronic signature, and flexible rules for time off tracking.  

We also provide flexible reporting that allows partners to generate custom reports spanning multiple entities over multiple years. Additionally, customers can have multiple financial reporting units with multiple FEINs under each financial reporting unit, such as franchise and property management payrolls. Thus, the payrolls can be processed together with multiple FEINs and then reported separately. 

With our embedded payroll product, we take care of customers’ end-to-end payroll needs, including: 

  • Payment transmittance between employers, employees, and taxing authorities, plus garnishments and payment to vendors such as insurance carriers. 
  • Automatic tax management for federal, state, and local government tax payments. 
  • Updating federal, state, and local tax forms, and filing the reports on time with the agencies. 
  • Filing the W-3, 940, 941 and 944 forms and supplying employees with their W-2 forms and contractors with their 1099-forms for end-of-year protocols. 

What’s more, our payroll integration was built with security in mind. There is no sharing of data servers to ensure the lowest risk of a ransomware attack and outage. Each of our individual partners is set up to run on its own instance, which is powered and secured by the Microsoft Azure® Cloud. We also offer a seamless single sign-on back-office experience so that partners can access all their customers’ data with just one set of login credentials to see what they see.  

A more complete list of Worklio’s embedded payroll product features can be seen in the table below: 

For those interested in discussing this further, our embedded payroll experts can be reached at  

Use Our Payroll API to Build Your Own Payroll Product 

It’s one thing to offer an extensive set of product functionality, but it’s another thing entirely to make that functionality easy to build, deploy, and scale. Worklio’s embedded payroll platform can be built and launched in as little as four weeks, meaning that partners can extend their product suite with a payroll solution much more quickly and at a significantly lower cost.  

Our Payroll API has over 1,300 endpoints and is designed to handle real-world payroll complexity for large enterprises.  

The platform also satisfies unique customer needs, such as certified payroll for special weekly payroll reports using Form WH-347 that government contractors who are working on federally funded projects need to complete and submit to prove they are paying workers the prevailing wage.  

Taking it a step further, our embedded payroll can also support time and attendance that is compliant with FLSA and state laws, plus benefits administration with a customizable plan setup, flexible eligibility rules, and benefits enrollment. The platform utilizes a PEO feature that allows customers to switch on and off as they grow their internal workforce while remaining on the same payroll platform. 

Beyond the core features, Worklio’s embedded payroll platform allows partners to build a custom payroll user interface that best suits their customers, all while staying compliant with local laws, reducing their time investment, and saving money on expensive errors. The platform is outfitted with a timesheet API to solve the problem of manually transferring data between business management tools and existing payroll solutions. The platform also provides hundreds of reports to satisfy customers’ accounting and business intelligence requirements.  

Below we illustrate how Worklio’s embedded payroll solution augments partners’ current payroll experience: 

Who can use Worklio’s embedded payroll? 

Its ideal use case is for vertical SaaS companies to expand their product offering with payroll and unlock a new source of revenue. Some of these verticals include accountech, insurtech, marketplaces, ERPs and workforce software, banking, and fintech platforms. 

However, it also works for HR outsourcing organizations like ASOs, Payroll firms, and PEOs who want to keep their own brand identity to separate them from the rest of the crowd. 

Businesses that operate vertical SaaS platforms in sectors such as manufacturing, hospitality, retail, among others, are experts at understanding their customers’ one-of-a-kind industry challenges and opportunities, and hence can benefit from a payroll solution that is customizable to support the demands of their customer base. Moreover, adding a payroll offering to an existing vertical SaaS product adds a new source of revenue and up to 50% lift to ARPU, and makes it that much more indispensable to customers. 

Approximately 70% of small businesses report that payroll taxes are either a moderate or significant burden. Perhaps more frustrating, 25% of all workers have experienced a paycheck error. By leveraging embedded payroll, partners can help their customers eliminate some of the complexity of running their day-to-day operations and save them hours per week manually transferring data between systems. In turn, the customer relationship is strengthened with increased engagement, and revenue growth is supercharged. 

Summing It Up 

Worklio is a leader in embedded payroll. With 256-bit AES encryption and ISO 9001, ISO 27001, and SOC 2 Type 2 security certifications, partners and their customers can rest assured that their data is safe. Worklio also provides dedicated live expert support to help partners integrate embedded payroll into their platforms seamlessly.  

Today, Worklio powers 10,000+ businesses, and 250,000+ workers, and has processed $10 billion+ in payroll to date. Offering best-in-class embedded payroll is how we’re fulfilling our vision of making businesses more productive. Contact us via phone at (844) 996-7554 or email at to learn more.  

For more information about Worklio and our embedded payroll solution, be sure to subscribe to our blog and follow us on social media for updates. We’re active on Twitter, Facebook, LinkedIn, and Instagram

SOC 2 Type II Certification Verifies Worklio Service and Security Management

Worklio is a powerful Payroll Software and HRMS for small and mid-sized businesses with focus on providing extensive Security, expert Customer Service and Growth.

BRNO, Czech Republic — Worklio™, the powerful Payroll Software and HRMS that is bringing a state-of-the-art technology to the business community has received SOC 2 Type II certification for the effectiveness of its service and security.  

The SOC 2 Type II report enables customers to rest assured that Worklio has designed and implemented effective security controls. TayllorCox, an international certification company, verified compliance.  

“The SOC 2 examination process took several months and demonstrates our commitment to providing the most secure service to our customers,” said Zdenek Valach, the CIO of Worklio. “The audit serves to underscore the fact that we provide an industry-leading and highly secure cloud service in accordance with the most stringent standards, and that it is designed to enable companies to process payroll, HR and benefits data in the most secure manner.”  

System and Organization Controls (SOC) is defined by the American Institute of Certified Public Accountants (AICPA). Overall, the SOC 2 Type II report is designed to provide assurance for the effectiveness of controls implemented in a service organization. It verifies internationally accepted levels of compliance according to a comprehensive set of criteria, which include the security of the system; the processing integrity of the system; the availability of the system; the privacy of personal information; and the confidentiality of the information that is processed and maintained for customers. 

Worklio is a state-of-the-art Payroll and HRMS solution that bolsters all aspects of daily business. The Software-as-a-Service platform is built on the latest Microsoft® .Net and Microsoft® Azure SQL Server technology platform, designed and optimized for the Microsoft® Azure Cloud, and available 24 x 7 across all devices.  

Worklio also re-verified compliance with its ISO 27001 certification for information security management and its ISO 9001 certification for quality management.  

To see the Worklio software in action and learn how it can help streamline your business, email  

All the Tools You Need to Succeed

Get a copy of the 2021 Worklio Brochure to learn how Worklio, the powerful PEO Payroll software and HRO platform, can give you the tools to handle daily tasks and empower you to expand and grow your business.

Download the 2021 Worklio Brochure

Worklio™ is an HR platform purpose-built for PEOs, ASOs and Staffing Firms that includes Payroll, Workers’ Compensation, Benefits and more. It is an intuitive and user-friendly SaaS system that automates the time-consuming and burdensome administrative tasks of running a company so that people can focus on their mission and vision. Visit

To see the software in action, send an email to or call 1 (727) 290-0044.

See What Worklio has NEXT

Worklio has a lot of projects in the works, including a revamped NEXT Dashboard, a streamlined system to organize Open Enrollment and empower employees with information to make educated elections, and a tool to automate repetitive tasks.

They are all in development. Check them out:

Worklio NEXT

The dashboard is getting an improved design and new features, like an Activity Feed.

Download the PDF for more information.

Benefits Enrollment

Make Benefit elections convenient for your employees by providing 24/7 access on desktop computers and through their mobile phones.

Download the PDF for more information.

Open Enrollment

Simultaneously and effectively manage the enrollment of multiple plans for an unlimited number of clients and employees.

Download the PDF for more information.

Workflow Automation

Reduce repetitive tasks, increase efficiency and empower your team members to focus on high-value items.

Download the PDF for more information.

And there is much more, including automated processes to handle Pennsylvania Local Income Taxes, a Marketplace with links to approved third-party providers and the Key Performance Indicators Dashboard for the Corporate Suite.

To see the software in action, send an email to or call 1 (727) 290-0044.

Worklio Partners with Leading PEO FrankCrum

One of the fastest growing PEOs has selected Worklio to streamline processes on a highly secure platform to allow continuing focus on superior customer service and growth.

CLEARWATER, Florida — FrankCrum has chosen Worklio™ as its new Human Capital Management (HCM) technology platform for its 4,000 client companies and its 70,000 worksite employees.

The Worklio HCM is an all-in-one platform that includes a powerful Payroll Engine and comprehensive modules for Human Resources, Workers’ Compensation and Benefits. Worklio is designed to manage the information for a large number of employers within a highly secure environment.

FrankCrum is a leading Professional Employer Organization (PEO) that offers comprehensive outsourced HR, Payroll and Payroll Administration, Employee Benefits and Benefits Administration, and Workers’ Compensation services.

“We evaluated multiple possible solutions to modernize our back-end systems and chose Worklio,” said Farid Nagji, Executive VP of Operations and Technology for FrankCrum. “They offered us a flexible and advanced technology platform with critical system security to protect our clients’ valuable and confidential information. This will allow us to advance our system scalability while maintaining superior service to our clients, which is the essence of our brand value. Our approach in adopting Worklio is unique and custom. We will integrate Worklio with MyFrankCrum, our proprietary customer- and employee-facing portal, which earns us a competitive advantage. We can optimize the customer’s experience and leverage Worklio as part of our business platform to support the uniqueness of our PEO service model, forged over almost 40 years in business. This is not a cookie-cutter implementation; rather, it’s an innovative partnership, based on a strategy to exploit the strengths of both parties: Worklio and FrankCrum.”

“We are excited about the opportunity to work with FrankCrum,” said Azadeh Banai, President of Worklio. “We take pride in the innovative software that we have developed and we hope to share our technological solutions with more PEOs who are interested in upgrading to a safe, secure and superior platform. We are able to customize our platform for customers and their clients, quickly adjusting to specific real-world requirements. We also have options to license our source code to large HR providers who want to use the innovative design, like FrankCrum.”

Worklio is a state-of-the-art Software-as-a-Service (SaaS) platform that is built on the latest Microsoft® .Net and MS SQL Technology Stack, designed and optimized for the Microsoft® Azure Cloud, and available 24 x 7 across all devices.

To see the software in action, send an email to

About Worklio
Worklio™ is an HR platform purpose-built for PEOs, ASOs and Staffing Firms that includes Payroll, Workers’ Compensation, Benefits and more. It is an intuitive and user-friendly SaaS system that automates the time-consuming and burdensome administrative tasks of running a company so that people can focus on their mission and vision. Visit

About FrankCrum
FrankCrum is a PEO helping business owners to boost HR capabilities and broaden convenient services and benefits to employees. Visit

Worklio Security Exceeds Industry Standards

Security is an essential part of doing business in the online world and it is the foundation for the Worklio platform and day-to-day operations.

Worklio is a Software as a Service (SaaS) that was built on the latest Microsoft framework for web applications. It is designed specifically for the Microsoft Azure cloud — not an on-premises system that was installed in a virtual machine and called a “cloud”. Each instance is separated to protect each PEO company and its clients.

Worklio uses Microsoft Azure DevOps for code management and task management. It is the same system that Microsoft uses to protect Windows, Office and related software. The platform was designed from scratch to use all of the advantages of the Microsoft Azure Cloud, including the built-in security features. It is the latest technology to protect you and your data. In the worst case scenario, there are several options for a fast recovery because source codes and data are stored separately.

The Worklio team is highly skilled with years of experience in different areas of contemporary technology, including an email portal that has had millions of users and the antispyware app Spyware terminator that has been downloaded 400 million times.

Worklio maintains a system of continuous monitoring that exceeds the industry standard for security: 24×7, both in-house and from multiple independent locations.

Annually, Worklio renews its ISO 27001 certification for information security management and ISO 9001 certification for quality management. A comprehensive supervisory audit verified compliance in January 2021.

Some more specific highlights of the Worklio security system:

• Encryption
Worklio uses PCI-grade TLS-transfer encryption (HTTPS); the server is connected to customers with TLS 1.2 communication encryption. Azure SQL Transparent Data Encryption and Column Level Encryption are used for sensitive information (e.g., SSN, account numbers). Data is secured with multi-layered encryption with AES-256 and RSA 2048 bit keys, the highest standard available. Encryption keys are stored in an Azure Key Vault secure location and separate from connected data.

The Worklio platform is hosted in a cloud infrastructure that is secured at an off-site location.

All PEO environments are isolated so a problem in one does not affect others.

• Firewall
Worklio uses a web application firewall that supports IPS and DDoS protection. IP restrictions and firewall controls are at all database endpoints.

• Data
Worklio handles all data with care to maintain high standards and best practices, including certification attested to by HIPPA, PCI DSS and ISO 27001. Data is backed up regularly and stored in multiple secure locations throughout the United States. Night backups are retained for seven days. Point-in-time restore allows for the re-establishment of the database state to any minute in the preceding 35 days. The Worklio system and data span numerous physical locations, with N+1 or greater redundancy to establish resilience for all components.

• Ongoing Monitoring
Worklio maintains a system of continuous monitoring that exceeds the industry standard for security: 24×7, both in-house and from multiple independent locations. Third-party cybersecurity firms are used for security testing, scans and threat detection. There are regular reviews of the platform and the server environment, focusing on all levels of operation.

Open Web Application Security Project (OWASP) practices are followed for secure development procedures and to prevent most known attacks, including XSS, SQL injection and other types.

Worklio plans to hire an outside firm to do penetration testing in 2021 Q2.

• Security Built Into the Worklio Platform
Worklio has a layered system of access rights built into the platform to restrict the number of people who have access to client and employee information. All changes made by anyone on the platform – by administrators, employees and clients – are logged in an audit system so that all access and data alterations are available.

IP restrictions, two-factor authentication and a strong password policy are built into the Worklio platform and all are highly recommended to be activated by clients.

• Access Restrictions for Worklio Personnel
Worklio personnel — programmers, developers and support — have limited and controlled access. The build environment and the deployment of releases is handled only by Azure DevOps so no attacker can modify or inject malicious code into production binaries. Azure PaaS is used as the production environment to guarantee the latest server patches and the latest version for runtime frameworks. Development uses only the most recent supported version of .NET Core, and no obsolete environments.

All employees are subject to significant background checks and vetting to maintain a high level of integrity.

• Source-code-level Security
All builds and releases are run on dedicated computers with full automation. All source-code changes are logged and can be traced from/to build and released versions, and to each developer. Source code flows through three phases: Test > Staging > Production. All hotfixes are reviewed by senior developers through pull requests. Everything is covered with the same security that Microsoft uses to protect its own source code for Windows and Office.

• International Compliance
ISO 27001 audits verify Worklio security every year. The most recent comprehensive supervisory audit was completed in January 2021.

Worklio is also in the process of obtaining SOC 2 certification to further ensure the secure management and protection of data.

• Azure Uptime Guarantee
Worklio servers are hosted in the cloud by Microsoft Azure. The Azure Cloud has an uptime guarantee of 99.95%. The long-time average based on our Service Level Agreement conditions, which excludes non-office hours when releases are made, is 99.99%.

For more information about Worklio Security policies, contact Worklio at

Don’t Take the Bait — Protect Yourself and Your Business against Phishing

Security is a big part of the life online — whether it be for individuals, businesses or governments.

Worklio maintains ISO 27001 certification for information security management and ISO 9001 certification for quality management. It uses high-grade TLS and multi-layered encryption with AES-256 and RSA 2048 bit keys. Monitoring is constant and exceeds the industry standard.

But, when it comes down to it, human beings are the most important part of keeping everything safe. One of the most simple steps to take is to beware of phishing attempts.

Phishing is the attempt to infiltrate a computer system by luring a user to provide sensitive information, like passwords, credit cards or personal data. One weak link can pull down an entire organization.

Don’t Take the Bait. 

Phishing emails are designed to look familiar and legitimate. There are tell-tale signs that can protect you and your data. Keep these common-sense points in mind:

 Spelling and Grammar Are Important — Those rules you learned in grade school might save you a lot of trouble.

Question Awkward Wording — Non-native English is often easy spot. Legitimate text reads smoothly.

Check Where the Link Goes — Hover to Discover over links to see where they lead. Look for “https” and a closed lock icon in the address bar. Best: retype the destination address.

Beware the Unexpected Email — You wouldn’t take candy from a stranger, so double-check before you open their emails.

Manage Your Pop-ups — Phishing can also use pop-up windows. Block unnecessary ones.

Protect Your Valuables — You don’t leave your house or car unlocked, so use a firewall, antivirus software or spam blocker.


Think Before You Click!

Worklio wants you and your data to be safe and secure.


ISO Supervisory Audit Verifies Worklio Security & Quality Management

BRNO, Czech Republic — Worklio™ has re-verified compliance with its ISO 27001 certification for information security management and its ISO 9001 certification for quality management, with specific emphasis on the powerful PEO Payroll Software and HRMS that is bringing a new level of technology to PEOs, ASOs and Staffing Firms.

TayllorCox, an international certification company, verified compliance with the ISO standards with a comprehensive supervisory audit.

“It is imperative that we prove our security for both our product and our customer’s data,” said Zdenek Valach, the CIO of Worklio. “The fact that we maintain the high standards imposed by the ISO 27001 and ISO 9001 certification process is one important way for us to be able to show our customers — and future customers — that we are up to the international standards.”

Worklio automates the time-consuming and burdensome administrative tasks of running a company so that people can focus on their mission and vision. The Software-as-a-Service platform is built on the latest Microsoft® .Net and Microsoft® Azure SQL Server technology platform, designed and optimized for the Microsoft® Cloud, and available 24 x 7 across all devices.

The International Organization for Standardization maintains internationally respected standards for business. ISO/IEC 27001:2013 provides requirements for an information security management system in order to enable organizations to manage the security of assets, such as financial information and intellectual property. ISO 9001:2015 sets out the requirements for a quality management system to provide guidance for companies that want to ensure that they consistently meet customer requirements.

To see the Worklio software in action and learn how it can help streamline your business, send an email to

EverythingBenefits Partners with Worklio

EverythingBenefits, the provider of comprehensive, next-generation benefits automation technology solutions, today announced it has entered a partnership with Worklio, a powerful platform targeting Professional Employer Organizations, Administrative Services Organizations, and Staffing Firms.

The partnership will provide Worklio’s customers, and their clients and worksite employees, with access to EverythingBenefits’ entire suite of benefits administration solutions, helping Worklio to deliver a premium benefits experience for its customers and to further streamline administrative operations.

“EverythingBenefits is excited to have Worklio join our PEO partner ecosystem,” said EverythingBenefits Chief Technology Officer Daniil Fishteyn. “Worklio will provide a critical component in enabling their customers to experience our ‘single source of truth’ platform as they can continue to elevate their customers’ experience.”

The Worklio team will join more than 10,000 employers and 200 partners currently engaged with EverythingBenefits’ Benefit Administration software. EverythingBenefits values the trust placed in it by its clients and partners and is passionate about continuing to drive market leadership.

Azadeh Banai, President of Worklio, said, “EverythingBenefits will enable Worklio to continue to deliver on our promise of offering an excellent user experience for our customers and their clients. As we continue to expand our platform across the PEO and ASO marketspace, we are excited to offer our customers an industry-leading Benefits Administration tool in EverythingBenefits.”

EverythingBenefits’ solutions work to complement and elevate a PEO’s existing offering, delivering a truly intuitive user experience that is seamlessly integrated into their overall operating experience. It delivers powerful analytics that offer actionable insights into the PEO’s client ecosystem, helping those clients make proactive decisions to support growth and scalability.

About EverythingBenefits
EverythingBenefits is a leading provider of next-generation, end-to-end benefit automation technology solutions and services that help businesses of all sizes and their employees experience benefits in more meaningful ways. By leveraging an open business model, EverythingBenefits partners with benefit brokers, independent agents, insurers, payroll or human capital management companies, and other providers. The company’s philosophy is that technology should make life simpler, more rewarding, and more enjoyable. For more information, please visit our web site at or connect with us via LinkedIn, Twitter, or Facebook.

About Worklio™

Worklio™ is a powerful payroll software purpose-built for PEOs, ASOs and Staffing Firms. The configurable platform includes Payroll, HR, Workers’ Compensation, Benefits and more. Worklio provides an intuitive and user-friendly Software-as-a-Service system to help customers handle the daily challenges of the PEO and ASO industries. For more information, go to



Worklio Is Ready To Help You

As the United States continues to fight to slow the spread of COVID-19, Worklio is constantly monitoring the situation to stay on top of the legislative developments in order to help our customers and their clients deal with the ongoing changes to federal regulations.

Hotfix releases continue to be made. Forthcoming legislative changes are being addressed in real time to provide customers and their clients with solutions as quickly as possible.

Worklio understands the uncertainty that the battle against the spread of the coronavirus has caused. We are available and we will do everything we can to help you navigate these truly unique circumstances that affect us all.

Most importantly, know that Worklio is here to support our customers and their clients and the many worksite employees who make business happen in the United States.